Monday, July 18, 2011

Excel In Your Business

indian-angel-network

These days it is not a hard and fast rule that one should have a minimum capital in hand for starting a business and being successful. Considering the rate at which the economy is growing, one really needs to have a lot of capital investment to start a business.



An Angel investor is someone who can help you out with this. What Angel Investors do is that they provides you with a capital for you to start up your business. This saves you the trouble of going to the doorsteps of one bank to another.



What an Angel investor would like in return is a good sum of money over a period of two or three years. Again this time period depends on the nature of the investment and the type of business it has been invested on.



Companies which are looking at a startup venture for a business and are not really strong the funds end, a Angel investor is the fastest and easiest rescue to make your business dream come true.



These angel investors are not just people with a lot of money who look to make some profit over a period of years, but they are usually very successful business men who have had a very bright tenure of business, so they can also be of great help and assistance. They can provide you with the right feeds and suggest ideas and can instil their business philosophy in you, thereby making you successful.

Monday, June 27, 2011

How important funding is for an early stage venture

Venture capitalists are one form of early stage investors that each and every startup venture requires. Many times, the portrayal of different sources of funding in case of starting small business is done in the light of venture funding. For this reason it is advisable that you should get firsthand information on the venture funding to be able to start your own business.

You need to take care not only of the early stage investments, but also ensure that the firm does not incur huge losses due to loss of equity. An early stage venture can avail noteworthy number funding sources if the business deals in high-tech electronic gadgets or other IT related fields. A startup venture can be recommended to find an apt small business funding so that pre-product research can be started as soon as possible. Hence you need to take your time, think over the best solution possible for the funding and make a decision in time for gathering the requisite grants.

The process to accumulating startup venture capital may consume time, but is a reliable and trusted way to raise money from the government funding facility. Also other finance institutes such as SBIRs make available a grant for $100,000 for a six month phase and other grants of 500,000 to 750,000 dollars for another time line. The business requires small fund infusion of liquid cash which can be easily availed from with the help of an SBA loan as a part of good credit for the startup venture.

Ways to fund your startup business

When a person sets out to start his business, he requires a major help in the monetary form for starting small business. But many times the tension of other issues is so much that they forget to search about the small business funding sources which are available readily. Hence for you to start your business of interest with a potential business vision, idea or project, money as a source of funding is imperative.


Such monetary sources for the early stage venture can be categorized into two main types.


  • Bootstrapping: The process of Bootstrapping can be defined as usage of your own finances from the personal savings to second mortgages and starting the venture alone. Early resources in case of Bootstrapping are those of founders’ capital, savings and credit cards. Other kind of bootstrapping resources include sales revenue, second mortgage and venture leasing. In addition, for a startup venture the later sources of bootstrapping include asset backed lending / accounts, lines of credit, receivable factoring SBA loans and government grants.
  • Equity Financing: Whereas equity financing is defined as when you decide on business partners and divide the percentage of the ownership in exchange of requisite capital. Some of the early as well as later stage sources in such small business funding are those of corporate venture funds, investment banks, private equity firms, mezzanine financing firms and public markets.


Hence, such important information can act as a successful source in funding a startup venture business without any hurdles.

Monday, May 23, 2011

Angel Investors Offers Best Financial Plans For Small Business

As business Angel Investors would tell you, availing Small Business Funding is not as easy as it looks. However, if suggestions of expert Angel Investors be flowed the best of the deals can be made. It may be a tough job for a small business since many aspects of financial lending by institutions which are by tradition conformist with respect to the start-up projects.

Though banks may be an initial choice for any businessmen to avail the funding, but they are not the only choice left. In order to get the nod of investors, business should be promising enough and not be a risky one. Some of the possible options from where small business funding can be availed are as mentioned below:

Market expansion financing sources beyond the bank loan: some of the qualified business prospects are beneficial for the long term financing options. Participation in trade shows, develop profitable ecommerce, carefully created and safely implemented marketing plan can also be done.

Start-up financing program: Varied business development institutions offer such funding services and programs which are specifically designed to help small businesses.

Micro loans: For a business it may be difficult to get a small business loan. But micro loan program devices small programs to give loans of up to $15,000 or less.

Community loan funds: Varied NGOs are helpful in playing investors, business in case of such investment funds can get funding if unable to get a loan from the conventional lending institutions.

Thus, these institutions can thus be helpful aid in providing much needed funding for small businesses.

Best Of Funding Solutions By Angel Investors

For those who are interested in acquiring Small Business Funding best of Angel Investors are at your service. In case of investment funds related to small businesses ranging from a qualified retirement plan to starting your own small business we help you every possible way.



Business Angel Investors can give you some of the useful suggestions are as mentioned below:





  • Carefully plan all the business requisites in advance and present to the interested financing institution

  • Beneficial options for immediate access to cash for business funding

  • Sources such as qualified retirement plan can also be used in order to utilize as a potential source for the invest funds for financing your own business

  • Options of funding along with the new start-up can be discussed with the existing business franchise

  • Broaden your horizons by making note of all the possible options available such as stocks, bonds and mutual funds

  • Keep the business processes short and simple for the lender to understand them easily in order to increase the chances of Small Business Funding

  • Avail the benefits offered by the potential tax benefits



In case of Angel Investors, business fund requisites can be well-planned so that there is no problem when the fund is required the most. The funding rules and regulations need to be clearly understood between the lender and the business professionals. These steps are beneficial for huge number of entrepreneurs who are interested in starting their own small business; creating more jobs and even to save some money for the retirement plans for future purposes.

Thursday, May 19, 2011

How Banks And Credit Unions Can Be Best For Business Funding

In order to succeed every small business requires proper Small Business Funding for itself. Where the professionals who seek business Angel Investors advice require such help is concerned with the business start up. Requirement of funding or money assistance is always felt and is also supported by the business professionals as it is a time-consuming process. It may take more time than expected to even find the Small Business Funding that is needed by a particular business.



Some of the important factors you should keep in mind before seeking help from Investors Business matters are those of options for availing the possible funds. Banks and credit unions is one option which is the most sought after source for Small Business Funding as per the business Angel Investors. A good place to start, the banks offer varied kinds of small business financing programs as per your requirements.



The procedure may seem easy from far away, but is not so. Availing small business loans from conventional business loan suppliers is becoming more difficult than ever. Business angel investors are turning into more and more old-fashioned with respect to their evaluations of potential small business loan customers. This step has put upcoming small businesses in a fix, as they now need to work hard more to find the best possible business start up funding.



But the solution to this problem is to put together an attractive Small Business Funding pitch and present it to the interested lender. This not only helps increase your chances of getting the financing but also secures it for the best.

Important Monetary Funding Suggestions For Small Business Funding

The basic initial steps when in search of Small Business Funding are those of firstly finding the requisite financing type. As an interested party, Angel Investors have been known by professionals in the business and financial field. Make a point to note whether you want a financing for debt financing or is for equity financing. In case of investors, business is an important aspect of the financing deal. Small business Angel Investors acts like a conventional fiscal institution which handles all the details related to the banks and credit unions.


Business Angel Investors provide all the possible suggestions to their clients as easy as those of short-term business loans. This suggestion can be helpful in quick repayment of interest within a pre-defined period of 180 days. Such kind of funding is known as demand loans and gives power to the lender over the bank to be called in by him at any time.


Another suggestion that the professionals of business Angels Investors would provide you would that be of the longer term business loans. Frequently used for the financing of small businesses, this process is by and large used for the investment of particular assets for example renovations of a building or capital equipment.


In case of other businesses Angel Investors also help depending on the line of credit. In the course of agreement of the business party with the financial institution, only a defined credit amount can be drawn by the concerned professional. Meanwhile the line of credit provides the lender enough flexibility to pay everyday expenses as well as meet the monetary requisites at the time of crisis.


Thus, a profitable suggestion concerning important financial matters and that too by the experts can be an advantage in itself.